Tag: saving
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Chapter 43: Peak Tax Season
Tax Day is April 15th. The IRS offers free online filing resources. Low-income, disabled, and limited English speakers can get free tax help. If you can’t pay, request an extension before April 15th or consider payment plans.
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Chapter 42: Effortless Savings
The best way to manage your money is to distribute it wisely. Use a checking account for bills, a HYSA for emergency funds, contribute to retirement accounts like 401(k) and Roth IRA, and consider a taxable brokerage account for investing after all other options are exhausted.
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Chapter 39: Tax Refund
The chapter explains tax refunds, overpayments, underpayments, and the importance of managing tax withholdings. It emphasizes adjusting W-4 forms to avoid overpaying and the significance of keeping a close eye on tax liabilities.
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Chapter 38: Best Time To Buy Stocks
Best Time To Buy? When debating when to enter the stock market, there is no better time to buy than yesterday. Ken Fisher said “Time in the market beats timing the market”. Nobody can predict what’s going to happen next. Buying consistently ensures that you can average down to the best price for your picked…
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Chapter 37: Debit or Credit?
Pros and cons of using debit and credit cards. Debit card risks include delayed refunds and fraud, while credit card risks include overspending. Credit cards offer rewards and fraud protection, but may not be suitable for all transactions.
Money Ain't Sh*t 