Tag: money
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Chapter 8: How To Pay Off Debt

Now that you know how to budget, the next thing on your mind should be how to pay off debt. Of course now you have money saved for an emergency and have a nice plan for every dollar you make. If you have high interest debt it will continue eating away at your future earnings.…
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Chapter 7: Budgeting

If you’re spending money, you have to know how much is readily available to you. Starting a budget is one of the simplest things you can do to keep track of all income and expenses. Even though it’s simple, doesn’t mean it’s easy. In simple terms it’s income -> expenses. It’s not so simple because…
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Chapter 6: Taxes

There are a few things in life that we cannot escape no matter how hard we try, one is death, second is taxes. For ever dollar you make you must pay your fair share to society. Even if you’re self employed uncle Sam will want his fair share of your business. There are many misconceptions…
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Chapter 5: How To Use A Credit Card

It’s nice spending money that isn’t yours, because in the short term it feels like you didn’t really lose anything but you gained everything. When budgeting you must include purchases made on your credit card because you will have to pay them off in 30 days (sometimes 28) depending on your statement cycle. In this…
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Chapter 4: Market Risk and ETFs

Welcome to the world of investing. It’s a scary world. Walk in with your hard earned dollars and pray the company you pick doesn’t declare bankruptcy tomorrow. The beauty of it is you don’t have to invest in one single company. Heck, you don’t even have to do the research half the time. Nobody’s strategy…