Category: Retirement
-
Chapter 41: Workplace Contributions
The content discusses tax-saving strategies, such as contributing to a 401(k) for future tax deferral benefits, and considering Roth accounts for tax-free growth, providing a balanced approach for retirement planning.
-
Chapter 36: Lazy Investing
A 3-fund portfolio consists of 3 allocations: a total market index, international market index, and a bond market index. It offers minimal effort, diversification, and long-term benefits for investors.
-
Chapter 18: 401(k), IRA vs ROTH IRA
The difference between an IRA and a ROTH IRA can be confusing for some. In this chapter I will explain the key differences between the two retirement accounts and their key advantages. “Do I need to have both accounts?” I would recommend having both but again this depends on your circumstances. An IRA and a…
-
Chapter 17: What is the F.I.R.E movement?
The FIRE movement is an interesting topic that has been growing in popularity in the finance community. F.I.R.E stands for Financial Independence Retire Early, basically the path to early retirement. Brought to popularity by the Bogle Head Forums. The concept works by saying the more money you put aside, the faster you’ll be able to…
-
Chapter 14: Retirement?
We’ve all been there, or maybe not. Thinking about retirement seems like a long stretch for some. If you’re young, thinking about the morbid reality of your final 10-20 years is the last thing you want to think of. The most common thought for retirement is the end of a career, at age 59½. Although…
Money Ain't Sh*t 