Category: Personal Finance
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Chapter 7: Budgeting

If you’re spending money, you have to know how much is readily available to you. Starting a budget is one of the simplest things you can do to keep track of all income and expenses. Even though it’s simple, doesn’t mean it’s easy. In simple terms it’s income -> expenses. It’s not so simple because…
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Chapter 3: Asset vs. Liability

Has anyone ever told you, “You’re such a huge liability to this company“. Really? Just me? I have to work on myself then. In short a liability is something you are responsible for, something you have an obligation to. Sometimes it’s really easy to see what a liability is, sometimes it’s a little more difficult.…
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Chapter 2: Money Efficiency Ladder

So you just got paid (hooray!). What do you do with that money? Obviously, it has to go to rent, car payments, debt, and bills. What about the money you have left over? Is there any leftover? Do you have a set budget? Do you need to start a budget? In the finance world, it…
