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Chapter 5: How To Use A Credit Card
It’s nice spending money that isn’t yours, because in the short term it feels like you didn’t really lose anything but you gained everything. When budgeting you must include purchases made on your credit card because you will have to pay them off in 30 days (sometimes 28) depending on your statement cycle. In this…
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Chapter 4: Market Risk and ETFs
Welcome to the world of investing. It’s a scary world. Walk in with your hard earned dollars and pray the company you pick doesn’t declare bankruptcy tomorrow. The beauty of it is you don’t have to invest in one single company. Heck, you don’t even have to do the research half the time. Nobody’s strategy…
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Chapter 3: Asset vs. Liability
Has anyone ever told you, “You’re such a huge liability to this company“. Really? Just me? I have to work on myself then. In short a liability is something you are responsible for, something you have an obligation to. Sometimes it’s really easy to see what a liability is, sometimes it’s a little more difficult.…
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Chapter 2: Money Efficiency Ladder
So you just got paid (hooray!). What do you do with that money? Obviously, it has to go to rent, car payments, debt, and bills. What about the money you have left over? Is there any leftover? Do you have a set budget? Do you need to start a budget? In the finance world, it…
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Chapter 1: Credit
This chapter will focus on credit and why it’s important. Credit when used correctly will only benefit you, it will give you access to other peoples money so you can achieve your goals quicker. There are two types of debt, good debt and bad debt. Some examples of good debt are Mortgages, Margin Loans, and…
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Money Ain't Sh*t 