Money Ain't Sh*t

May 13, 2023

Pilot?

Welcome to my Blog! The purpose of this blog is to make money easier to understand and to hopefully set you up for financial success. Although I am not a financial advisor, I have learned a thing or two in the past 4 years of adulthood that have worked well for me, and I want…

April 7, 2024

Chapter 43: Peak Tax Season

Tax Day is April 15th. The IRS offers free online filing resources. Low-income, disabled, and limited English speakers can get free tax help. If you can’t pay, request an extension before April 15th or consider payment plans.

March 18, 2024

Spring Break!

Next chapter will be released on April 7th! Take some time to enjoy the holidays with family, but remember taxes if you haven’t done them yet. They are due by April 15th, 2024. Thank you for reading. See you soon!– Pablo

March 10, 2024

Chapter 42: Effortless Savings

The best way to manage your money is to distribute it wisely. Use a checking account for bills, a HYSA for emergency funds, contribute to retirement accounts like 401(k) and Roth IRA, and consider a taxable brokerage account for investing after all other options are exhausted.

March 3, 2024

Chapter 41: Workplace Contributions

The content discusses tax-saving strategies, such as contributing to a 401(k) for future tax deferral benefits, and considering Roth accounts for tax-free growth, providing a balanced approach for retirement planning.

February 25, 2024

Chapter 40: Tax Loss Harvesting

During tax season, it’s nice to harvest capital losses to reduce taxable income. You can still claim losses with a standard deduction and benefit from lowering your tax burden. Timing and strategy are key for maximizing this opportunity.